Your Credit Cards Are Leaving Money on the Table.
Walter finds the credit moves worth the most to you—whether that's escaping high-interest debt, capturing rewards you're missing, or both. One analysis. Every opportunity.
Credit products are designed to be confusing. Walter sees what you don't.
Intro rates expire. Balance transfer fees hide in the fine print. Rewards categories shift. Walter tracks all of it—so you don't have to.
Walter surfaces every move worth making.
No persona quizzes. No forced choices. Just the opportunities that matter to your specific situation.
Your results will vary. Some users have only debt opportunities. Some have only rewards. Many have both.
Three minutes to your complete analysis
Tell Walter what matters to you
Getting out of debt? Maximizing rewards? Building credit? Walter starts with your priorities and surfaces every opportunity that fits.
Connect your financial picture
Walter analyzes your credit history and transaction data to understand what you're paying—and what you're missing. Encrypted. Never stored.
See the moves worth making
Every opportunity ranked by net value to you. Chat with Walter to understand the math and make confident decisions.
Other tools show you the credit cards. Walter shows you the move and makes it happen.
Comparison sites rank by affiliate payout. Walter ranks by net value to you.
500+ Products
Cards, balance transfers, consolidation loans—updated continuously with current terms.
Your Real Spending
We analyze actual transactions, not hypothetical categories. Real math, real results.
Ask Anything
Not sure why we recommended something? Chat with Walter. Get the math in plain English.
Honest Answers
If staying put is optimal, we tell you. No manufactured urgency. No affiliate games.
Privacy First
Soft pull only. Bank-level encryption. Data analyzed and discarded—never stored or sold.
Net Value Ranking
Every recommendation ranked by actual dollar value to you—not by what we earn.
From analysis to action in minutes.
Walter showed me the math—$1,600 in savings, debt-free 18 months sooner. Plus a card that 4x'd my dining rewards. I was skeptical, but it was all right there. Made both switches in 20 minutes.
Find and execute the moves worth the most to you.
Three minutes. Every opportunity. Zero impact on your credit score.
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